Operating a home-based business is an appealing option as it allows you to run your own venture independently without the burden of paying rent or dealing with a landlord. Atkinson Casey Agency in Monroe, GA is an independent insurance agency. Our aim is to offer our customers the highest possible level of customer service every day.
Your home is your sanctuary, but unfortunately, your home insurance is designed to safeguard your sanctuary, not your business.
Property and content insurance
With commercial insurance, both property and content are encapsulated in commercial property insurance. Your home insurance includes property pertaining to the physical building and content applicable to all movable items indoors. Home insurance may cover a small portion of your business loss, but it won’t even come close to the amount your commercial insurance will cover. No business can survive without substantial insurance protecting its machinery, display units, tools, etc. With commercial insurance, you’ll be able to resume operations much quicker.
Liability insurance
Home liability insurance protects you and your home from legal proceedings and lawsuits. However, if someone is visiting your home for business purposes, your home insurance won’t cover it. This could be a vendor, a customer, or an employee. You will have to pay from your pocket if you don’t hold commercial liability insurance.
Auto coverage
If you utilize your vehicle for business purposes, whether for product delivery or visiting a client, your standard auto insurance will not cover you. You must ensure that you possess commercial insurance for your vehicle so all your business activities are covered. This coverage is indispensable.
Contact our office at Atkinson Casey Agency in Monroe, GA, to discuss your home business and the commercial insurance that’s perfect for you.
