Buying home insurance can be a considerable undertaking. Securing the right policy at the right price can set you up for success when a covered event occurs. Understanding how to shop for home insurance can facilitate your decision-making process.
At Atkinson Casey Agency, servicing Monroe, GA, we assist homeowners in finding the right home insurance for their needs. We work with several insurance carriers and offer numerous insurance products to our customers. Below are three steps we recommend when you’re shopping for home insurance.
1. Find an Insurance Agent You Trust
The first step to finding home insurance is identifying the right insurance agent. Consider the following qualities when looking for an insurance agent:
- Reliability. Does the insurance agent return phone calls promptly and answer questions accurately?
- Professionalism. Does the agent operate a professional office with adequate staff support?
- Communication. Can the agent communicate ideas clearly?
2. Know the Questions to Ask Your Insurance Agent
You should have a list of questions to ask your insurance agent during your meeting. These questions may include:
- How much will this cost?
- How much coverage do I need?
- What’s covered by this policy?
- Do I need to make a home inventory?
3. Determine if You Need Additional Insurance
Some people benefit from having umbrella insurance. This type of coverage extends beyond your home insurance policy to provide additional protection. Your insurance agent can help you decide if you need an umbrella insurance policy.
Are you seeking a professional insurance agent with strong communication skills? Contact the specialists at Atkinson Casey Agency, servicing Monroe, GA. Call us today.