Home insurance can pay to repair or replace your home when a covered event occurs. If a tree has recently fallen on your home, it’s important to know if this is a covered event.
Trees can cause significant damage when they fall. At Atkinson Casey Agency, servicing Monroe, GA, we help homeowners navigate the complexities of their insurance policy. Here is some information you should know if a falling tree recently damaged your home.
Understanding Home Insurance Coverage
Windstorms can cause a variety of problems for homeowners. Roof damage, damage from trees, and other issues can all occur due to strong winds. Home insurance covers damage from windstorms. So, if your home was recently damaged in a windstorm that caused a healthy tree to fall on your house, your insurance policy may cover it.
If the tree was rotten and fell because of that rot, your home insurance policy may not cover it.
Filing a Claim: What to Expect
To file a claim with your home insurance company, start by contacting your insurance agent. Your agent will connect you to a claims adjuster and provide you with the forms you need to start your claim. Save any receipts from the clean-up and repair. These receipts may become important during the claims process, as your insurance company may ask to see these receipts to get you reimbursed.
If a falling tree recently damaged your home, contact your insurance agency. Whether you want to know more about filing a claim or just want to know what else is covered by your home insurance policy, contact Atkinson Casey Agency, servicing Monroe, GA. We’re here to help.
