When considering auto insurance in Monroe, GA, it’s essential to know that different coverages will protect your vehicle. Comprehensive and collision insurance are frequently confused; understanding the differences is critical. At the Atkinson Casey Agency, we assist our clients in finding the right insurance policy for their needs.
What Is Collision Insurance?
As the name suggests, collision insurance covers the cost of repairs or replacement for your own vehicle if you have an accident with another car or object. This type of coverage is typically required if you are financing or leasing a vehicle. It’s a common feature in most auto insurance policies and can be particularly beneficial if you live in an area with a lot of traffic.
What Is Comprehensive Insurance?
Comprehensive insurance offers coverage for your vehicle that includes losses other than collision. This can cover instances such as theft, flooding, fires, or encounters with animals (like deer). Considering this coverage depends on your risk tolerance, but it can be appealing for those seeking broader protection for their vehicle. Comprehensive insurance helps cover the cost of repairs or replacement if your car is damaged or stolen due to a non-collision incident. Often, it is paired with collision insurance to provide a wider coverage for various potential risks.
Contact Atkinson Casey Agency For An Auto Insurance Estimate
If you’re looking for an auto policy in Monroe, GA, our team would be thrilled to help get you started. Don’t hesitate to contact our friendly team of experts for a free quote. We look forward to providing you with everything you need.
