Entrepreneurs who have opened businesses in Monroe, GA, and surrounding areas, know that they must protect their operations through commercial insurance. However, many operations need more than one type of coverage. The professionals at Atkinson Casey Agency can advise business owners on what policies they need to protect their companies and employees fully.
Going Beyond General Liability and Workers’ Compensation
General liability and workers’ compensation are essential policies for all business owners. For some small business owners, these two types of commercial insurance suffice. However, keeping records with sensitive client information may require cyber insurance to protect your company from data breaches. If you own a fleet of vans, you may need commercial auto insurance. The list of business insurance types is extensive and can be confusing. You may think an umbrella policy will cover all risks, but chances are, it will not.
Other Types of Insurance to Consider
In addition to data breaches, the most significant types of risks that businesses face are property damage, human capital costs, building projects, and professional service mistakes. Among the types of insurance policies to consider are:
• Product liability
• Risk management
• Professional liability
• Business income
• Commercial property
• Employment practices
• Contractors’ insurance
Many different types of insurance policies exist. In some instances, company owners can bundle different policies to provide comprehensive coverage for whatever risks you may encounter.
Get the Right Coverage for Your Unique Needs
If you need clarification about what types of commercial insurance you need for your business, let the professionals at Atkinson Casey Agency in Monroe, GA help. Contact us today to get started on your commercial coverage. We will give you sound advice on the types of policies and overage levels your business needs.
